There is never a right time to fall seriously ill or to be involved in a serious accident. Accidents are never planned and it can happen to anyone, anywhere at anytime. When an illness leaves you unable to work, it can rapidly have a detrimental impact on your finances. Unfortunately nothing halts your financial obligations. An Income Protection Plan provides you with a regular income when an illness or injury prevents your from working. The income will start after your deferment period, (usually 3 months) and will continue until you are medically fit to return to work, or until the age of 65, or your selected retirement date if earlier. Normally you can insure up to 70% of your annual salary.

If you die as a result of an accident, your Accidental Death Protection benefit is paid in full. Accident Protection is one of the most cost effective protection products available. Set up an accidental death protection policy here.

International health insurance is a form of insurance coverage that pays for any medical expenses incurred whilst in your country of residence and/or whilst abroad.

Travel insurance refers to a product designed to cover the costs incurred, as well as reduce the risk associated with, unexpected events whilst travelling domestically or abroad.