A business would be prudent to insure it's key employees to the extent of the financial commitment of the Company’s loans and overdrafts. In most instances the lender will insist on key person cover to protect the borrowings of the Company. How much debt & other payment liability does your Company carry?

• Would your Company's debt & future financial liabilities be repaid in full if one of the key employees died prematurely?
• Would your Company's debt & future financial liabilities be repaid in full if one of the key employees suffered a critical illness?

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